Tuesday, January 19, 2016

Lender Says It Is Going FICO Free!

http://realtormag.realtor.org/daily-news/2016/01/15/lender-says-it-s-going-fico-free#.Vp5d3MbmoXo.email

Saturday, January 16, 2016

The First Step In The Home Buying Process - Get A Preapproval

The first step in your home buying process should be to get a preapproval from a bank or lender.  You might check rates from several sources.  Many mortgage bankers have on line websites that can take this information for you.

Information Needed At Application:

1.  Current paystub for each borrower
2.  Two most recent bank statements
3.  Most recent investment account statements (if applicable)
4.  Copy of driver's license
5.  Two most recent tax returns and W2 forms
6.  The lender will ask permission to run a credit report

This will save you time when you know how much home you can afford.

Thursday, January 14, 2016

New Color Trends for 2016 - Thank You to Wint, VP ALG, Ridgeland, MS


Problem viewing email? View online version. Not interested anymore? Unsubscribe from our list.

Wint McGee

Phone: (601) 899-0111
Mobile: (601) 906-7074

Affordable Lending Group



ALG the best Mortgage company for you.
Wint McGee

Trendsetting Colors of 2016

Color plays a crucial role in your home's interior. Thankfully it's one of the easiest design elements to change, particularly if you select appliances and other permanent fixtures in classic hues. Is 2016 the year you repaint a few rooms? Here's a look at the latest color trends, as well as tips on how to incorporate them into your home.
The Non-Color
Benjamin Moore's color of the year is white, or Simply White (OC-117) to be exact. This popular neutral can be tough to pull off, especially with hundreds of variations to choose from, many of which have blue, gray or even pink undertones.
Give your kitchen a fresh look by painting upper cabinets white and bottom cabinets a darker or more colorful hue. Or put together a serene all-white bedroom with contrasting textures like natural woods and linens against sleek ceramic or stone.
Pretty Pastels
Color expert Pantone includes pastels in the 2016 interior design color trend forecast. The Ephemera palette, one of nine highlighted color sets, includes soft hues like Tender Yellow, Wan Blue and Pale Peach.
Nervous about using pastels at home? First consider the natural light in the room throughout the day. South-facing rooms bring in bright midday light that heightens both warm and cool colors. West-facing rooms receive a warm evening light, while east-facing rooms have a bluish tint later in the day. Avoid using the same hue as the incoming light; no soft blue in an east-facing room, for instance.
Night Tones
Paint company Akzo Nobel is highlighting the night in response to growing research about the effects of light pollution. The new interest in darkness translates into colors like deep purple or midnight blue -- hues that mimic the tones of both dusk and dawn.
The bedroom is a great place for dramatic color. Incorporate lighter shades of your main hue for depth, bring in touches of white for contrast, and include a heavy dose of gold to evoke the light of the "golden hour" before dusk and after dawn.

   
Affordable Lending Group
VP of Mortgage Lending
589 North Park Drive , Suite D
Ridgeland, MS 39157

Talented Steve Harvey's Video Regarding Success- Wonderful!

https://www.facebook.com/SteveHarvey/videos/1653661894894669/